1. Find the remaining cost
Dream cost minus current savings equals the amount still left to fund.
Free planning tool
Dream Life Cashflow Calculator
Estimate the monthly cashflow you need to fund a dream life goal, see the gap between your current budget and target, and preview a simple 12-month funding path.
Direct answer
Wantoo's Dream Life Cashflow Calculator is a free web calculator for estimating the monthly and daily cashflow needed to fund a personal goal. It compares your target cost, savings, timeline, income, expenses, and planned extra earnings, then shows the cashflow gap to close.
Best forTravel, relocation, weddings, sabbaticals, emergency buffers, learning goals, and other personal dreams.
Primary outputMonthly dream target, daily target, cashflow gap, and a short 12-month preview.
CostFree. Wantoo does not charge users for planning, the opportunity feed, or progress tracking.
Important limitInformational only. It is not financial, tax, legal, employment, or investment advice.
12-month preview
The calculator turns the gap into a month-by-month target. For a personalized full plan with opportunity ideas and progress tracking, use Wantoo on iOS.
| Month | Target contribution | Estimated remaining cost | Planning focus |
|---|
Your real plan can change as income, expenses, eligibility, provider terms, and timing change. Wantoo is designed to help you update the plan as life moves.
How the calculation works
The calculator uses a plain cashflow model so the answer is easy to inspect.
2. Split it by timeline
The remaining cost is divided by your target number of months to estimate a monthly dream target.
3. Compare against cashflow
Your monthly income, expenses, and planned extra earnings are compared with the target to estimate the gap.
FAQ
What is a Dream Life Cashflow Calculator?
It is a planning calculator that estimates how much monthly cashflow you need to fund a personal dream after accounting for savings, income, expenses, timeline, and expected extra earnings.
Can I generate a full plan from this?
This page gives a quick estimate and 12-month preview. Wantoo's app generates a fuller personalized plan with monthly targets, opportunity ideas, and progress updates.
Does Wantoo charge for the calculator or full plan?
No. Wantoo does not charge users to use the calculator, generate a full plan, browse the opportunity feed, or track progress.
Will this guarantee I can earn the gap?
No. The calculator does not guarantee income, selection for third-party opportunities, savings results, or any other financial outcome.